(803) 320-4209

Non-QM

Self-Employed Mortgages | DSCR Mortgages | Asset Based Mortgages

Helping You Achieve Your Dream
Makes Both Our Dreams Come True!

Call (803) 320-4209
Submit Contact Form

Proudly serving
CA | FL | GA | NC | SC

We’re ready to help today!

Self-Employed Mortgages | DSCR Mortgages | Asset Based Mortgages

AKA

Non-QM Loans

Even if you think you won’t qualify, contact us anyways. You’d be shocked how often customers think it won’t work when it actually does!

Choosing us as your broker gives you access to the best lenders. Don’t limit yourself to a few companies when Nile Mortgage already did the homework:

Best Rates + Top Programs + Fastest Turn-Times

Why aren’t rates posted on our website? Simple: we don’t believe in teaser rates. Let’s find your best mortgage: the best combination of rate, program, and turn-time for you.

About 5 minutes is all we need and we’re excited to help!

Call now or request a contact and let’s get started!

Call (803) 320-4209
Submit Contact Form

Bank Statement Mortgage for Self-Employed

  • Mortgage qualify using only bank statements (business or personal accounts)
  • Sole proprietors, 1099/Contractors, LLCs, Corporations, Partnerships
  • Mortgages with no tax returns, 1099s, W2s, or paychecks
  • Primary Homes, 2nd Homes, Rental Homes

 

Purchase

Cash-Out Refi
Debt consolidation, business loans, and more

No Cash-Out Refi
Refinance your hard money loan or private mortgage

Learn More
Contact Us

DSCR Investor Cash Flow Rental Income Only

  • Debt Service Coverage Ratio mortgages for rental homes
  • Mortgage qualify using only rental income, including Short Term Rent (Airbnb, etc.) or Long Term Rent (leased)
  • Business purpose home loan aka use your business to buy homes
  • Mortgages with no tax returns, 1099s, W2s, or paychecks

 

Purchase

Cash-Out Refi
Debt consolidation, business loans, and more

No Cash-Out Refi
Refinance your hard money loan or private mortgage

Learn More
Contact Us

Asset Based Mortgage
No Income Required

  • Mortgage qualify using only assets. Asset Based Mortgages for people who don’t need financing but prefer a mortgage. 
  • No Distributions Required
  • Eligible Assets: Checking, Savings, Investment, Retirement
  • Mortgages with no tax returns, 1099s, W2s, or paychecks
  • Primary Homes, 2nd Homes, Rental Homes

 

Purchase

Cash-Out Refi
Case-by-Case

No Cash-Out Refi
Refinance your hard money loan or private mortgage

Learn More
Contact Us

Commonly Used Non-QM Mortgage Terms

  • 1099 loan
  • 1099 mortgage
  • 1099 home loan
  • 1099 refinance

 

  • Asset Based loan
  • Asset Based mortgage
  • Asset Based home loan
  • Asset Based refinance

 

  • Asset Depletion loan
  • Asset Depletion mortgage
  • Asset Depletion home loan
  • Asset Depletion refinance

 

  • Asset Utilization loan
  • Asset Utilization mortgage
  • Asset Utilization home loan
  • Asset Utilization refinance
  • Bank Statement loan
  • Bank Statement mortgage
  • Bank Statement home loan
  • Bank Statement refinance

 

  • Business Owner loan
  • Business Owner mortgage
  • Business Owner home loan
  • Business Owner refinance

 

  • Self-Employed loan
  • Self-Employed mortgage
  • Self-Employed home loan
  • Self-Employed refinance

 

  • No Tax Return loan
  • No Tax Return mortgage
  • No Tax Return home loan
  • No Tax Return refinance
  • Non-Conforming loan
  • Non-Conforming mortgage
  • Non-Conforming home loan
  • Non-Conforming refinance

 

  • No Income loan
  • No Income mortgage
  • No Income home loan
  • No Income refinance

 

  • No Doc loan
  • No Doc mortgage
  • No Doc home loan
  • No Doc refinance

 

  • Stated Income loan
  • Stated Income mortgage
  • Stated Income home loan
  • Stated Income refinance

Call or submit a contact Form

Call Now (803) 320-4209

Proudly serving
CA | FL | GA | NC | SC

Contact Us Form