Sometimes financial events occur which take time to recover. These can include missed payments, bankruptcies, or even housing events such as foreclosure. And all impact credit options. People who experience these unfortunate hiccups quickly find home lending restrictions like long waiting periods before being eligible for a mortgage.
That doesn’t mean you’re completely out of luck. There are lenders willing to give another chance to people recovering from credit blips, and with loan terms that are reasonable. You can still purchase and refinance homes even 1-day after missed payments, bankruptcy, or foreclosure.
Are the terms the same vs someone who hasn’t recently experienced these credit events? No. But the mortgage options are still great and you can always consider refinancing once credit is back to conventional requirements. We’d love to help you with both! We believe solutions are great when they lead you to better ones, so let us help you today, and tomorrow, move closer to financial stability and freedom.
Licensed by the California Department of Business Oversight, Florida Office of Financial Regulation, Georgia Department of Banking and Finance, North Carolina Commissioner of Banks Office, and South Carolina Department of Consumer Affairs
NMLS # 1961623
Verify with NMLS
1565 Ebenezer Rd.
Suite 113
Rock Hill SC 29732
