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Self-Employed mortgages are known as Bank Statement mortgages, also as Stated or No Income loans, and they don’t require tax returns to qualify. Do you deposit money into a bank account? If so, you probably have options!
Bank statement home loans allow self-employed customers to qualify with what you really earn. Since the housing market crash in the late 2000s, most lenders penalize business owners when good accounting saves thousands in taxes. Nile Mortgage knows how to show lenders your real income.
Alternative programs such as Self-Employed mortgages, Bank Statement mortgages, are great solutions because tax returns are not used. When you’re self-employed, including sole proprietor or 1099 contractor, you plain and simple have different tax rights. Having different tax rights doesn’t mean you should be penalized, you just need different options. Contact us today to take advantage of what millions of self-employed people are doing already.
Keep your write-offs, get a mortgage!
Even if you think you won’t qualify, contact us anyways. You’d be shocked how often customers think it won’t work when it actually does!
Choosing me as your broker gives you access to the best lenders. Don’t limit your choices to only 1 or 2 companies. With Nile Mortgage, get more lender options to be sure you’re getting the best for you. Isn’t that what you’re looking for? I’ve already done the shopping for you. Rates, programs, turn-times. Done, done, and done. Why aren’t rates posted on my website? Because I don’t believe in teaser rates. Let’s find your best mortgage: the best combination of rate and program for you. That’s my job and about 5 minutes is all we need. Call or submit a contact request and let’s get started!
Commonly Used Self-Employed Mortgage Terms
Licensed by the California Department of Business Oversight, Florida Office of Financial Regulation, Georgia Department of Banking and Finance, North Carolina Commissioner of Banks Office, and South Carolina Department of Consumer Affairs
NMLS # 1961623
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1565 Ebenezer Rd.
Suite 113
Rock Hill SC 29732
